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If you got rear ended, the party at fault will be still liability for fixing your car even in the event of no valid insurance coverage on your end. Since both insurances were valid at the time of the collision, you should have no issues with fixing your car through the other driver’s (at fault) insurance.
m sorry to hear about your unprofessional and painful experience at a nail salon. You have some recourses if in fact you got injured because of their negligence.
Besides posting appropriate reviews on their social media profiles to warn other innocent customers of their incompetency, complaining to the Better Business Bureau, complaining to their licensing authority, you can consider filing a lawsuit against them. But before you go that route, make sure “the juice is worth squeezing.” Small claims is probably the type of a lawsuit you’re thinking about. Even though it’s technically an easier one to file and go through, it still requires your time, energy, resources, and evidence.
To prove their negligence, you will need to establish certain elements, including duty on their part, breach, causation (“but for” rule), and damages. I can see you having difficulty proving damages, unless you have a doctor’s report, medical treatment, and some real economic damages in support to your pain and suffering claim.
I would consult a personal injury attorney to evaluate and outline all the options that are available for you in this case.
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